Tools
Six calculators. The arithmetic owners usually do on a napkin.
Each one runs the formula a CFO, a surety, or a banker would run, shows the work, and tells you what the answer means. Nothing is stored. Nothing is emailed. Use them as often as you like.
- CalculatorFull-Time vs. Fractional CFO Cost CalculatorSalary is the smallest part of what a CFO costs. Put in the real numbers and compare them with a fractional engagement sized to your company.Open
- CalculatorWorking Capital CalculatorWorking capital is the money the business needs to run between the day you spend and the day you get paid. Here is how much you have, and how much you need.Open
- CalculatorConstruction WIP CalculatorEnter contract value, estimated cost, cost to date, and billings to date. Get percent complete, earned revenue, and whether the job is overbilled or underbilled.Open
- CalculatorGross Margin CalculatorMargin and markup are not the same number, and confusing them is the most expensive arithmetic mistake in the trades. This calculator keeps them straight.Open
- CalculatorBreak-Even CalculatorHow much do you need to sell each month before you make a dollar? Overhead divided by gross margin. The answer is usually higher than the owner thinks.Open
- CalculatorEmployee Burden CalculatorA technician paid $32 an hour does not cost $32 an hour. Payroll taxes, workers' compensation, benefits, paid time off, and unbillable hours push the real number well past $45.Open
Financial assessment
The calculator gives you a number. We give you the decision.
If the result surprised you, that is worth a 30-minute conversation. We will tell you what the number means for your business and what to do about it.