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Latest / Turnaround
August 25, 2026 · 10 min read
Financial Management During a Business Restructuring
Whether the restructuring is a quiet workout with the bank or a court-supervised case, the finance function's job is the same: know the cash, control the cash, and report it before anyone asks. Here is what that looks like week by week.
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The library
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- Cash FlowWhat Is a 13-Week Cash-Flow Forecast?One page, 13 columns, updated every Monday. The forecast that tells you which Friday is the problem, and how many weeks you have to fix it.August 25, 2026 · 9 min
- Construction FinanceHow to Calculate WIP for a Construction CompanyThe WIP schedule is the one report that tells a contractor the truth about every open job. Here is how to build it, line by line, with the formulas, a full worked schedule, and the mistakes that make bonding agents nervous.August 11, 2026 · 10 min
- Cash FlowHow Much Cash Should a Growing Business Maintain?Growth consumes cash before it produces any. Here is how to compute the reserve your company needs, why the profit is in the warehouse and on the aging report, and how to tell a line of credit that is a buffer from one that has become a crutch.August 4, 2026 · 8 min
- Service BusinessesHow to Determine Whether a Service Division Is ProfitableA service division can show a profit on the department report and lose money in the company, or the reverse. Here is how to build the divisional income statement that tells the truth, and how to decide what to do with what it says.July 21, 2026 · 8 min
- Construction FinanceWhy Profitable Construction Companies Run Out of CashThe job will earn 20 percent at closeout. It will bleed for five months first. Here is the mechanism, a worked example with real arithmetic, and what a weekly cash discipline does about it.July 21, 2026 · 8 min
- Service BusinessesHow Should a Service Business Measure Technician Performance?Revenue per technician tells you what happened last month. Six measures, weighted and paired correctly, tell you why it happened and what to coach on Monday morning.July 7, 2026 · 8 min
- Growth10 Signs Your Business Has Outgrown Its BookkeeperThe bookkeeper is not the problem. The business got bigger than the job. Here are the ten signs that the gap has opened, and what to do about each one.July 7, 2026 · 8 min
- Service BusinessesWhat Is a Healthy Gross Margin for an HVAC Company?Service, installation, and maintenance agreements earn different margins for different reasons. Here is how to measure each one correctly before you compare it with anything, and the pricing math that produces the margin you want instead of the one you got.June 23, 2026 · 9 min
- Controller & CFOFractional CFO vs. Controller: Which Does Your Company Need?One fixes the numbers. The other uses them. Most owners buy the wrong one first, and the symptoms tell you which one you actually need.June 23, 2026 · 8 min
- Construction FinanceHow Much Working Capital Should a Contractor Have?Your surety, your bank, and your payroll all draw on the same number, and none of them compute it the way your bookkeeper does. Here is how to define it, how to set a target, and which levers move it without a capital contribution.June 9, 2026 · 8 min
- Controller & CFOHow Much Should a Fractional CFO Cost?The honest answer is a range, and the range depends on what you are buying. Here is how to read a fractional CFO price, what moves it, and what the full-time alternative costs once the offer letter is fully loaded.June 9, 2026 · 8 min
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